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You can apply to join this benefit annually and your cover will be effective from 1 October. If you have recently joined NTU you can apply within the first two months of your employment. The cut-off date for requests is the 1st of each month and the benefit will be available from the 1st of the following month (e.g. requests received by 1st November will be valid from 1st December with salary deductions commencing from December's pay). You must include the details of your partner/spouse and/or children if you wish to purchase cover for them at the point of application.

The cost of your cover is spread over 12 monthly instalments deducted from your net pay. You will not need to renew this benefit and instalments continue unless you cancel your benefit or leave the University.

Cancellation or Amendment
If you wish to amend or cancel your cover you must notify us by submitting a request via an online benefit selection form. Due to the nature of this benefit, cancellation or amendment is only possible if you experience a life event (examples below), or at the end of the policy year. If your amendment is to add or remove a family member please use the online benefit selection form to request this.

Life events include:

  • Birth or adoption of child
  • Marriage or civil partnership
  • Divorce or dissolution of civil partnership
  • Death of spouse, partner or dependent child

If you are leaving NTU cancellation will be effective from the last day of the month in which you leave, so you can claim up to the end of the month even if you leave before the end of the month.

To find out what you are covered for, how much you can claim and benefits remaining visit the online services at

Please contact us with any queries about applying for, amending or cancelling this benefit.